Do you offer financing?

Yes, Vicrez offers flexible financing options to help you spread the cost of your purchase over time. Whether you're looking for easy monthly payments or want to pay over time without paying the full amount upfront, we’ve got you covered with our financing partners.

Financing Options at Vicrez

1. Affirm Financing:

   • With Affirm, you can break your total purchase into easy monthly payments. The process is simple and transparent, with no hidden fees.
   • How it Works:
     • Select Affirm as your payment method at checkout.
     • Complete a quick application to check your eligibility for financing.
     • Choose the monthly payment plan that works best for you (typically between 3 and 12 months).
     • Pay over time with no hidden fees—you’ll only pay what you agree to upfront.

2. PayPal Credit / Pay Later:

   • Vicrez also offers PayPal Credit / Pay Later, giving you flexibility to either use a credit line or opt for deferred payments with Pay Later. This is an excellent option for PayPal users.
   • How it Works:
     • Select PayPal as your payment option during checkout.
     • Log into your PayPal account and choose PayPal Credit or Pay Later.
     • For PayPal Credit, apply for the credit line and choose a payment plan that suits you, often with special financing offers like no interest if paid in full within 6 months on qualifying purchases.
     • For Pay Later, you can split your purchase into four interest-free payments across six weeks.

How to Use Financing at Checkout

1. Add Items to Your Cart:

   • Shop as usual and add the desired items to your cart.

2. Choose Your Financing Option:

   • When you’re ready to check out, select Affirm or PayPal Credit / Pay Later as your payment method. Follow the steps to apply and select your payment plan.

3. Complete Your Purchase:

   • Once approved, finalize your order, and enjoy paying for your items over time.

Frequently Asked Questions (FAQ)

1. Is there a minimum order amount for financing?

   • Yes, there is usually a minimum order amount required to be eligible for financing. This may vary depending on the financing partner (Affirm or PayPal Credit / Pay Later), so check their terms during checkout.

2. Does applying for financing affect my credit score?

   • For Affirm, there may be a soft credit check that doesn’t impact your credit score. For PayPal Credit, a hard credit check might be performed, which could have a slight impact on your score. PayPal’s Pay Later option does not typically require a credit check.

3. Can I combine financing with other payment methods?

   • No, financing must be selected for the full amount of your purchase. However, you can apply store credit or a gift card and then use Affirm or PayPal Credit / Pay Later for the remaining balance.